It’s likely that you’ve spent most (or all) of your life covered by your parents’ insurance plan. Now that you’ve graduated, you have several options for health care insurance. To better understand the “new” health care bill and how it will affect you in the future, check out this video produced by the Kaiser Family Foundation.
- Graduate Students – Grad students who are not on their parents’ plan can purchase healthcare insurance through their university health centers. To cover the gaps in time when you may not be insured, consider purchasing Short-Term Health Insurance; you can research the cost of these plans on websites like Esurance.com.
- Continuing on your Parents’ Plan – The passage of the Affordable Health Care Act in 2010 made it possible for unemployed grads to stay on their parents’ plan until the age of 26. If your parents are comfortable with this arrangement, consider staying on their plan until you find a job that provides quality insurance or until you have enough money to purchase your own plan.
- Buying your own healthcare
- Ten steps to buying healthcare insurance
- HMO vs PPO
- More health insurance help
- Plan for Your Health has tons of tips for managing your healthcare for post-grads in all stages of life. Check out their Health Tools to get a better grasp on your health insurance policy.